Coverage for damage caused by weather events, fires, and theft
Coverage for damage caused by weather events, fires, and theft
Coverage for damage caused by weather events, fires, and theft
Coverage for damage caused by weather events, fires, and theft
Home Insurance Coverage
These are some of the most common home insurance coverages in the United States.
You can customize your home insurance to fit your needs and budget.
Dwelling Coverage
Dwelling insurance could cover the cost of restoring or reconstructing your home after damage from covered perils such as fire, severe climate, falling trees, ice dams, and more.
Loss of Use Coverage
Loss of use coverage can help you with additional living expenses if your home is uninhabitable due to a covered loss. This coverage can cover expenses that go beyond what you would usually spend, up to the limit specified in your policy.
Personal Liability Coverage
Personal liability coverage provides protection for your assets if you or any member of your family is responsible for causing damage or injuries to others. You may have the option to purchase additional coverage for lawsuits, including libel and slander.
Personal Property
Coverage for personal property can assist with the cost to repair or replace your clothes, electronics, tools, furniture, and other personal items damaged in a covered loss. However, additional insurance riders may be necessary for more valuable items, such as collectibles, art, and jewelry.
Home Insurance Discounts
Save money on your home insurance without sacrificing coverage!
We understand that you might have some concerns when purchasing your home insurance
How do I know which coverage options I need for my home?
How can I find affordable home insurance that still provides enough protection?
What do I do if I need to file a claim and I’m not sure what my policy covers?
Worry no more!
Our agents will help you find the right coverage for your home at a price that fits your budget. And if you have any questions about filing a claim, you can always give us a call. It would be our pleasure to help you clarify any doubts.
Home Insurance FAQs
There are several ways to save money on homeowners insurance, including bundling your home and auto insurance policies with the same provider, increasing your deductible, installing safety features such as smoke detectors and security systems, and shopping around for quotes from multiple insurance companies.
Flood and earthquake damage is typically not covered by standard homeowners insurance policies. You may need to purchase separate flood insurance or earthquake insurance to be fully protected against these types of events.
A deductible is the amount you’re responsible for paying out of pocket before your insurance policy kicks in. For example, if you have a $1,000 deductible and file a claim for $5,000 in damages, you’ll need to pay the first $1,000 and your insurance will cover the remaining $4,000.
The amount of homeowners insurance you need depends on various factors, including the value of your home and its contents, the location of your home, and your financial assets. It’s recommended that you purchase enough coverage to fully rebuild your home and replace your belongings in case of a total loss.
Homeowners insurance typically covers damage to your home caused by perils such as fire, severe weather, theft, and vandalism. It may also provide liability coverage if someone is injured on your property or if you or a family member causes damage to someone else’s property.
Home Insurance Reviews
March 3, 2023
I recently switched to Ewall for my auto insurance and I’m very satisfied with the service. Their agents were friendly and knowledgeable, and they helped me find a policy that fit my budget.
December 10, 2022
They were able to find me a policy that provided excellent coverage at a very reasonable price. Thanks very much to the whole team!
November 23, 2022
These guys are amazing! Their agents are so helpful and patient, and they always go above and beyond to make sure I have the coverage I need. I’ve never had any issues with customer service.
November 23, 2022
These guys are amazing! Their agents are so helpful and patient, and they always go above and beyond to make sure I have the coverage I need. I’ve never had any issues with customer service.
